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Note to Congress: You need to clearly and consistently define MEC NOW!

One of the ACA’s cornerstone promises was that the new law would guarantee all Americans access to substantive, affordable healthcare. The ACA would fulfill this promise by establishing universal standards for healthcare benefits and funding.

So far, the ACA has failed to provide substantive benefits to many Americans simply because the new law inadequately defines what is or is not “Minimum Essential Coverage” i.e., specifically what kinds of healthcare services must be covered under a health benefit program.

This lack of clarity regarding what must be covered under a plan providing minimum essential coverage has troubling implications for both individuals and sponsors of health benefit program. Plans in compliance with the ACA can be structured to be low-cost tax dodges for their employers – and in some cases – a way for the Federal Government to avoid providing adequate funding for uninsured and underinsured Americans.

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